The hope of bringing the benefits of blockchain to Africa has been around even longer than IOHK itself. Founder Charles Hoskinson talked about the promise of the technology driving financial inclusion on the continent in a TEDx speech in 2014. The vision encouraged me to join the Cardano project. This month, IOHK signed an MoU with the Ethiopian government to train and hire…

Five years ago, I was with a friend when she received a distressing call from her home in East Africa. Without permission, someone had been collecting the rent on a small commercial premises she owned in the capital. My friend had inherited the property five months previously from her father, but had only recently discovered that the property had tenants. The rent collector in…

「リアルFiのポイントは実際の人々に実際の金融を提供するため、イノベーションや面白いことができることです」‐ Charles Hoskinson

近年のブロックチェーンの進化を語るとき、話題の中心となっているのは分散型金融（DeFi）です。DeFiはブロックチェーン上で「スマートコントラクト」を使い、誰にでも分散型の公開台帳を使った銀行機能へのアクセスを提供します。DeFiは、仲介者や銀行、ブローカーを排除することによって、新世代のユーザーを取り込みました。そしてこのセクターは目覚ましい成長を遂げ、その価値は現在約1000億米ドル相当と見積もられています。

DeFiはオープンな金融ネットワークです。人々は、送金や金の貸し借りをするにあたり、PayPal、Western Union…

The hope of bringing the benefits of blockchain to Africa has been around even longer than IOHK itself. Founder Charles Hoskinson talked about the promise of the technology driving financial inclusion on the continent in a TEDx speech in 2014. The vision encouraged me to join the Cardano project. This month, IOHK signed an MoU with the Ethiopian government to train and hire…

Five years ago, I was with a friend when she received a distressing call from her home in East Africa. Without permission, someone had been collecting the rent on a small commercial premises she owned in the capital. My friend had inherited the property five months previously from her father, but had only recently discovered that the property had tenants. The rent collector in…