“The point of RealFi is to serve real people real finance, and thus be able to innovate and do interesting things.” - Charles Hoskinson

When it comes to the story of blockchain’s recent evolution, it is decentralized finance (DeFi) that has taken center stage. DeFi uses ‘smart contracts’ on a blockchain to give anyone access to banking using a public, decentralized, ledger. By…

The hope of bringing the benefits of blockchain to Africa has been around even longer than IOHK itself. Founder Charles Hoskinson talked about the promise of the technology driving financial inclusion on the continent in a TEDx speech in 2014. The vision encouraged me to join the Cardano project. This month, IOHK signed an MoU with the Ethiopian government to train and hire…

Five years ago, I was with a friend when she received a distressing call from her home in East Africa. Without permission, someone had been collecting the rent on a small commercial premises she owned in the capital. My friend had inherited the property five months previously from her father, but had only recently discovered that the property had tenants. The rent collector in…